Information provided on Knighthead Life’s website is not intended as legal or tax advice. This material is intended to be a general description for public review and education. Please consult with your Financial Advisor before purchasing any of Knighthead Life’s annuity products, which may only be available in certain states. Annuities are long term retirement vehicles and may only be offered by a licensed insurance agent. Knighthead Life’s products are not guaranteed by any bank nor insured by the FDIC/NCUA. Guarantees are subject to the claim paying ability of the issuing insurance company, Merit Life Insurance Co.

Knighthead Life is the brand name of Knighthead US Holdings, Inc. and its subsidiaries, Merit Life Insurance Co. (“Merit Life”) and Knighthead American Life Insurance Company (“KALIC”).

Knighthead Life is underwritten by Merit Life Insurance Co., rated A- (Excellent) as of November 7, 2024 by AM Best. For the latest AM Best’s Credit Rating, access www.ambest.com. Please note this rating does not apply to any investment product and is subject to change.

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